Our Team
Carol Mackie - CEO
Built and exited insurance startups, 45 years of experience in the insurance industry, including 26 years as an FCA-approved broker.
Richard Smith/CTO
IRichard is the Founder and Managing Director of Formulate Digital and Remarkable Dynamics. He has over 20 years of experience in the technology industry. The team has continuously grown the past few years, Richard has built a like-minded, passionate team committed to providing our clients with innovative software solutions
Stephen Miller/Head Of Delivery
Stephen has spent many years working in marketing and digital agencies, honing his skills in account and project management roles. He has led client services teams and worked with high-profile organisations in various industries, including insurance, healthcare, non-profits, automotive, and retail.
Stephen Paterson/CFO
35 years experience in the corporate financial sector, holding various key Financial Director positions in businesses with turnovers up to £100m.
Owen Davies/CIO
Owen has worked in the financial software engineering industry for over 18 years delivering trading systems, management information services, and risk analysis tools. He is highly experienced in taking products from inception through to delivery and operation, with a proven track record of quality and customer satisfaction